Hawaii, a tapestry of lush landscapes and vibrant culture, offers a real estate market as diverse as its islands. From luxurious beachfront properties in Maui to cozy homes in the upcountry of Kauai, Local Jumbo is your guide to navigating mortgage solutions in Hawaii’s unique property landscape.
Dreaming of island living in Hawaii? Local Jumbo’s network of Jumbo Verified™ lenders is ready to assist, offering competitive rates and tailored mortgage solutions for your Hawaiian dream home!
Tailoring Mortgage Strategies for Hawaii’s Diverse Island Properties
In Hawaii, where each island has its own personality, your mortgage strategy needs to be as unique as your chosen locale. Our lenders specialize in crafting solutions for properties across Hawaii, from the bustling streets of Honolulu to the tranquil shores of Lanai.
- A wide range of mortgage types for Hawaii’s varied properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for Hawaii’s unique island homes, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
- Customized mortgage solutions for Hawaii’s diverse regions, from the Big Island’s lava landscapes to Oahu’s urban centers
- Expert lenders with deep understanding of Hawaii’s unique real estate market
- Competitive rates for purchasing or refinancing in Hawaii, designed to fit island living
Aligning Your Mortgage with Hawaii’s Island Lifestyle
Whether you’re captivated by the urban appeal of Waikiki or the rustic charm of Molokai, our lenders create mortgage plans that harmonize with your property’s story and Hawaii’s enchanting island lifestyle.
2024 HAWAII CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| HAWAII COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HONOLULU COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| KALAWAO COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| KAUAI COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MAUI COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND HAWAII
Neighborhoods
Mililani Mauka, East Honolulu, Waikele, Royal Kunia, Aiea, Ocean Pointe, Ewa Villages, Ewa Gentry, Kapolei, Mililani Town, Aina Beach, Black Point, Diamond Head, Hawaii Loa Ridge, Kahala, Kai Nani, Makiki Heights, Monoa, Niu Beach, Paiko Lagoon, Portlock, Tantalus, Waialae Golf Course & Wailupe Peninsula.
Zip Codes
96703, 96714, 96821, 96825, 96790, 96722, 96813, 96734, 96743, 96816, 96815, 96822, 96789, 96779 & 96814
Counties
Hawaii County, City & County of Honolulu, Kalawao County, Kaua’i County & Maui County.